SaaS Payments
SaaS Payments Beyond Stripe
When you outgrow the defaults, we help you level up.
Talk to UsThe Challenge
Subscription complexity
Trials, upgrades, downgrades, prorations, dunning - subscription billing is complex and PSPs handle it differently.
Global tax compliance
VAT, GST, sales tax across jurisdictions. Getting this wrong is expensive.
B2B invoicing
Enterprise customers need invoices, POs, and payment terms. Not all PSPs support this well.
Failed payment recovery
Involuntary churn from failed payments kills MRR. Smart retry logic matters.
Rate optimization at scale
Default Stripe rates become expensive at scale. There's significant savings available.
Our Approach
PSP vs MoR decision guidance
Merchant of Record (like Paddle, Lemon Squeezy) vs direct PSP - we help you understand the tradeoffs for your situation.
Subscription platform integration
Chargebee, Recurly, Stripe Billing - we understand how different stacks work together.
Tax compliance partnerships
We can connect you with tax solutions (Avalara, TaxJar) and PSPs that handle tax natively.
Multi-gateway strategies
Redundancy for uptime, smart routing for conversion, cost optimization through volume distribution.
Rate negotiation
At scale, rates are negotiable. We help you benchmark and negotiate better terms.
Enterprise payment support
ACH, wire transfers, invoicing - we help you set up payment options for enterprise customers.
MCC Coverage
Relevant Merchant Category Codes for saas businesses:
Frequently Asked Questions
Should I use a PSP or Merchant of Record?
Depends on your situation. MoR (Paddle, Lemon Squeezy) handles tax compliance and is simpler, but takes a larger cut. Direct PSP gives you more control and better rates at scale. We can help you model the economics.
How do we handle global taxes?
Options include: MoR (they handle it), tax automation tools (Avalara, TaxJar) with your PSP, or PSPs with built-in tax handling. The right choice depends on your volume and complexity.
What about B2B invoicing?
Enterprise customers need proper invoices, often with POs and payment terms. We can help you set up PSPs and billing platforms that support NET 30/60 and invoice workflows.
Can we do usage-based billing?
Yes. Some PSPs and billing platforms handle metered/usage-based billing natively. We can help you find the right fit for your pricing model.
When should we consider switching from Stripe?
Usually when you're processing $1M+/year and want better rates, when you need features Stripe doesn't offer, or when you want redundancy. Stripe isn't bad - but it's not always optimal.
Ready to find the right PSP for your saas business?
Tell us about your business. We'll show you your options.
Get Started