Adult Payments
Adult Payments Without the Judgment
We connect adult content platforms with acquirers who actually want your business - not ones who'll drop you when their compliance team gets nervous.
Talk to UsThe Challenge
Bank rejection by default
Most banks and mainstream PSPs refuse adult merchants outright. Stripe, PayPal, Square - forget it. You need specialist acquirers.
Visa/Mastercard compliance burden
BRAM registration, content moderation requirements, age verification mandates. The card schemes add new rules constantly and you need to stay compliant.
High chargeback exposure
Subscription models plus discreet billing equals dispute risk. One bad month can land you in monitoring programs.
Age verification requirements
Regulators worldwide are tightening age verification rules. Your payment setup needs to support compliant verification flows.
Reputational risk concerns
Even PSPs that accept adult merchants can exit the vertical suddenly due to internal policy changes or pressure from banking partners.
Our Approach
Specialist acquirer network
We work with acquirers who have dedicated adult merchant programs - not ones who take you reluctantly and drop you later.
Compliance-first onboarding
We ensure your site meets current Visa/Mastercard content policies before submission. No surprises during underwriting.
Chargeback prevention setup
We connect you with alert services, descriptor optimization, and prevention tools specifically proven for adult merchants.
Billing descriptor strategy
Discrete billing that reduces friendly fraud while staying within card scheme rules. It's a balance we understand.
Multi-PSP redundancy
Adult merchants need backup acquirers more than anyone. We help you build redundancy so one exit doesn't kill your business.
Alternative payment methods
Crypto, direct carrier billing, prepaid - we help you add payment rails that reduce card dependency and reach more customers.
MCC Coverage
Relevant Merchant Category Codes for adult businesses:
Direct Marketing - Inbound Teleservices Merchant (commonly used for adult subscriptions)
MCC 7841Video Tape Rental Stores (used for VOD adult content)
MCC 5815Digital Goods - Media, Books, Movies, Music (streaming content)
MCC 7273Dating Services
MCC 7994Video Game Arcades/Establishments (sometimes used for interactive content)
Frequently Asked Questions
What types of adult businesses do you work with?
Subscription sites, cam platforms, clip stores, dating sites, VOD services, and fan platforms. We don't work with anything involving illegal content, non-consent, or age violations. Legal adult content only.
What documentation do acquirers require?
Typically: company registration, director ID, proof of address, website for review, content moderation policies, age verification procedures, and 3-6 months processing history if available. Expect thorough underwriting.
What are typical processing rates for adult?
Higher than mainstream - expect 5-10% plus transaction fees depending on your content type, volume, and chargeback history. We can benchmark against market rates.
How do I handle Visa BRAM requirements?
Your acquirer registers you in the Brand Registration program. We ensure your site meets content requirements before submission and help you maintain compliance as rules evolve.
Can you help if I've been terminated elsewhere?
Depends why. If it was chargebacks, we need to see you've fixed the underlying issues. If it was a policy exit, we can usually find alternatives. We'll be straight with you about your options.
Ready to find the right PSP for your adult business?
Tell us about your business. We'll show you your options.
Get Started