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Digital Goods
MCC 5817
Digital Goods - Applications (Excluding Games)
medium Risk
Risk Assessment
This MCC may face some restrictions or higher rates depending on the acquirer. Some mainstream PSPs may decline.
Industry Notes
Software and app purchases
Related Verticals
This MCC is commonly used in the following industries we specialize in:
What This Means For You
Processing Rates
Slightly elevated rates possible. Expect 2.5-4% depending on specific business model and volume.
Reserve Requirements
5-10% rolling reserve may be required initially, often released after 6-12 months.
PSP Availability
Some mainstream PSPs may decline. Specialized acquirers recommended for best terms.
Approval Timeline
Extended underwriting. 1-3 weeks typical.
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