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Retail

MCC 5969

Direct Marketing - Other Direct Marketers

high Risk

Risk Assessment

This MCC requires specialized acquirers. Expect higher processing rates, rolling reserves, and stricter underwriting requirements.

Industry Notes

Catch-all for direct marketing

Related Verticals

This MCC is commonly used in the following industries we specialize in:

What This Means For You

Processing Rates

Higher rates typical. Expect 3.5-8% depending on vertical, volume, and chargeback history.

Reserve Requirements

10-15% rolling reserve common with 90-180 day holdback periods. Negotiable with good history.

PSP Availability

Mainstream PSPs typically decline. We work with 15+ specialized acquirers for this category.

Approval Timeline

Full underwriting required. 2-6 weeks typical.

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