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Retail
MCC 5969
Direct Marketing - Other Direct Marketers
high Risk
Risk Assessment
This MCC requires specialized acquirers. Expect higher processing rates, rolling reserves, and stricter underwriting requirements.
Industry Notes
Catch-all for direct marketing
Related Verticals
This MCC is commonly used in the following industries we specialize in:
What This Means For You
Processing Rates
Higher rates typical. Expect 3.5-8% depending on vertical, volume, and chargeback history.
Reserve Requirements
10-15% rolling reserve common with 90-180 day holdback periods. Negotiable with good history.
PSP Availability
Mainstream PSPs typically decline. We work with 15+ specialized acquirers for this category.
Approval Timeline
Full underwriting required. 2-6 weeks typical.
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