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Retail
MCC 5441
Candy, Nut, and Confectionery Stores
low Risk
Risk Assessment
This MCC is generally accepted by most payment service providers with standard underwriting and competitive rates.
What This Means For You
Processing Rates
Standard interchange rates apply. Blended rates typically 1.5-2.9% depending on volume.
Reserve Requirements
Rolling reserves typically not required for established merchants.
PSP Availability
Most PSPs accept this MCC. Stripe, PayPal, Adyen, and mainstream providers available.
Approval Timeline
Standard underwriting. 1-5 business days typical.
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