Retail
MCC 5968
Direct Marketing - Continuity/Subscription Merchant
Risk Assessment
This MCC requires specialized acquirers. Expect higher processing rates, rolling reserves, and stricter underwriting requirements.
Industry Notes
Primary MCC for subscription businesses. High scrutiny from acquirers.
Related Verticals
This MCC is commonly used in the following industries we specialize in:
What This Means For You
Processing Rates
Higher rates typical. Expect 3.5-8% depending on vertical, volume, and chargeback history.
Reserve Requirements
10-15% rolling reserve common with 90-180 day holdback periods. Negotiable with good history.
PSP Availability
Mainstream PSPs typically decline. We work with 15+ specialized acquirers for this category.
Approval Timeline
Full underwriting required. 2-6 weeks typical.
Need a PSP for MCC 5968?
We know which acquirers have appetite for this category. Tell us about your business and we'll find you options.
Talk to Us