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Digital Goods
MCC 5816
Digital Goods - Games
medium Risk
Risk Assessment
This MCC may face some restrictions or higher rates depending on the acquirer. Some mainstream PSPs may decline.
Related Verticals
This MCC is commonly used in the following industries we specialize in:
What This Means For You
Processing Rates
Slightly elevated rates possible. Expect 2.5-4% depending on specific business model and volume.
Reserve Requirements
5-10% rolling reserve may be required initially, often released after 6-12 months.
PSP Availability
Some mainstream PSPs may decline. Specialized acquirers recommended for best terms.
Approval Timeline
Extended underwriting. 1-3 weeks typical.
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