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Retail

MCC 5499

Miscellaneous Food Stores

medium Risk

Risk Assessment

This MCC may face some restrictions or higher rates depending on the acquirer. Some mainstream PSPs may decline.

Industry Notes

Used for specialty foods including supplements

Related Verticals

This MCC is commonly used in the following industries we specialize in:

What This Means For You

Processing Rates

Slightly elevated rates possible. Expect 2.5-4% depending on specific business model and volume.

Reserve Requirements

5-10% rolling reserve may be required initially, often released after 6-12 months.

PSP Availability

Some mainstream PSPs may decline. Specialized acquirers recommended for best terms.

Approval Timeline

Extended underwriting. 1-3 weeks typical.

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