Utilities
MCC 4821
Telegraph Services
Risk Assessment
This MCC is generally accepted by most payment service providers with standard underwriting and competitive rates.
What This Means For You
Processing Rates
Standard interchange rates apply. Blended rates typically 1.5-2.9% depending on volume.
Reserve Requirements
Rolling reserves typically not required for established merchants.
PSP Availability
Most PSPs accept this MCC. Stripe, PayPal, Adyen, and mainstream providers available.
Approval Timeline
Standard underwriting. 1-5 business days typical.
Related MCC Codes
Telecommunication Equipment and Telephone Sales
4813Key-entry Telecom Merchant - Long Distance Carriers
4814Telecommunication Services - Fax, Data Transmission
4815Monthly Summary Telephone Charges
4816Computer Network/Information Services
4899Cable, Satellite, and Other Pay Television and Radio Services
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