themos
← Back to MCC Directory

Utilities

MCC 4813

Key-entry Telecom Merchant - Long Distance Carriers

medium Risk

Risk Assessment

This MCC may face some restrictions or higher rates depending on the acquirer. Some mainstream PSPs may decline.

What This Means For You

Processing Rates

Slightly elevated rates possible. Expect 2.5-4% depending on specific business model and volume.

Reserve Requirements

5-10% rolling reserve may be required initially, often released after 6-12 months.

PSP Availability

Some mainstream PSPs may decline. Specialized acquirers recommended for best terms.

Approval Timeline

Extended underwriting. 1-3 weeks typical.

Need a PSP for MCC 4813?

We know which acquirers have appetite for this category. Tell us about your business and we'll find you options.

Talk to Us