Travel

MCC 4723

Package Tour Operators

high Risk

Risk Assessment

This MCC requires specialized acquirers. Expect higher processing rates, rolling reserves, and stricter underwriting requirements.

High risk - combined services increase dispute complexity

This MCC is commonly used in the following industries we specialize in:

Higher rates typical. Expect 3.5-8% depending on vertical, volume, and chargeback history.

10-15% rolling reserve common with 90-180 day holdback periods. Negotiable with good history.

Mainstream PSPs typically decline. We work with 15+ specialized acquirers for this category.

Full underwriting required. 2-6 weeks typical.

Travel Agencies and Tour Operators

Steamship and Cruise Lines

Passenger Railways

Local and Suburban Commuter Passenger Transportation

Taxicabs and Limousines

Bus Lines

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