Travel

MCC 4722

Travel Agencies and Tour Operators

high Risk

Risk Assessment

This MCC requires specialized acquirers. Expect higher processing rates, rolling reserves, and stricter underwriting requirements.

High chargeback risk due to advance purchases, cancellations, and delivery disputes

This MCC is commonly used in the following industries we specialize in:

Higher rates typical. Expect 3.5-8% depending on vertical, volume, and chargeback history.

10-15% rolling reserve common with 90-180 day holdback periods. Negotiable with good history.

Mainstream PSPs typically decline. We work with 15+ specialized acquirers for this category.

Full underwriting required. 2-6 weeks typical.

Package Tour Operators

Steamship and Cruise Lines

Passenger Railways

Local and Suburban Commuter Passenger Transportation

Taxicabs and Limousines

Bus Lines

We know which acquirers have appetite for this category. Tell us about your business and we'll find you options.